Home Buying Schemes to get you moving
With a typical deposit requirement of 5% the Scottish Government Schemes are a great way to help you get onto the property ladder.
Our expert advisers can discuss which scheme is right for you and assist you through the whole process.
LIFT
Help to buy (Scotland)
First Home Fund
LIFT
Scottish Government’s Open Market Shared Equity scheme has been fully utilised for this financial year. Application currently closed.
Low Cost Initiative for First Time Buyers is a Scottish Government shared equity scheme. It will assist you in being able to buy a home in Scotland without having to fund its entire cost. You’ll pay for the biggest share which is usually between 60% and 90% of the home’s cost and the Scottish Government will hold the remaining share under a shared equity agreement which it will enter into with you.
Help to buy (Scotland)
Closed for applications.
First Home Fund
Closed for applications.
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What our clients have to say
Apr ’24 - SM
Danielle was very professional, explained the whole process to us and answered any questions we had. The whole process was easy…would highly recommend the company to anyone and if I ever need to, I will use them again.
Mar ’24 - LP
The service we received was first class, kept up to date, quick responses to questions, made to feel it was relaxed and that Laura and the team were taking care of everything
March 24 – GB
Laura was great and always contactable with quick responses to help us with any queries or concerns we raised.Great service and very good at her job and explaining things to us. Really glad we picked her as our mortgage broker.
March ’24 – NG
Laura is absolutely fantastic, she kept in touch regularly, fought for us and provided reassurance when needed. We came from a mortgage broker who told us there was no way of getting a joint mortgage, Laura proved us very wrong and we are now buying our first home together. Hannah from admin was efficient when we replied to her emails getting back to us really quickly.
Feb ’23 SJ
We are particularly pleased with the drive to have the best deal offered to us. Laura pushed a scheduled meeting forward so that rates could be locked in with concerns that they may change and go higher than we originally planned. Thank you Laura and team!
Feb ’23 - SC
Just a message to say a massive thank you for all your hard work in securing our mortgage for us. Your whole team has been exceptional in making what should be a stressful situation quite painless and have all been so informative, helpful and have gone above and beyond by staying late in the office to allow me to drop documents off after my work. You have customers for life in us , thankyou again.
Jan ’24 KM
‘a highly professional and thorough job. Your advisers are friendly, efficient and respectful. All of which i appreciate.’
Dec‘23 - MH
Great Customer Service.
Dec’23 – AM
We were very grateful that Nicola regularly checked for the best deal when the rates were changing frequently. She’s very efficient and I have real trust in getting the best deal with Nicola.
Dec’23 – ZT
Laura was absolutely brilliant, so efficient and excellent communication! The whole process was so easy.
Dec’23 – SW
Great service as always.
Dec’23 – KW
This was our first mortgage and everyone and everything at Gail Reid made it so easy for us. Everything was extremely professional and well handled. Our advisor, Nicola, could never do enough for us.
Dec‘23 - KS
So pleased with Laura’s very professional but also very friendly advice in helping us obtain our first mortgage, she went above and beyond for us and was very quick in responding to any questions we had, I would certainly recommend her to any family and friends seeking mortgage advice.
Nov’23 - ST
We were kept well informed throughout the process and reassured by our advisers ability to answer all questions quickly and knowledgeably.
Nov’23 - HM
Laura has been an amazing support, from the initial consultation throughout the application process. We were very much made to feel at ease with her friendly demeanor and trusted her professionalism. It has been a pleasure, thank you.
Oct’23 - MN
We would like to thank Nicola for all her help with finding our new mortgage deal. Nicola was lovely to deal with and we will certainly be in touch in the future.
Aug ’23 - ED
Michael was more than helpful and even the silly questions were answered so quickly. Would 100% recommend him.
Aug ’23 - SC
Gail was fantastic, explaining everything clearly and slowly so we could take it all in. Our request was unusual to say the least but she managed to source a mortgage provider and get approval very quickly. The rest of her team were also very helpful. The whole process has been very smooth and I can’t praise Gail and her team enough.
July ’23 - DG
Gail took the time to explain and was not patronising. We had a lot of questions as we were buying a new build and she made sure that we understood each step and kept us informed throughout.
July ‘23 - DP
We both thought Laura was really great. We felt she explained everything really well, was on our side and gave great advice. She was friendly and professional. We would highly recommend Laura and the Gail Reid company. Everyone we interacted with was really nice.
July ’23 – SW
All staff were very communicative, knowledgeable and really helped me through the whole process.
July '23 – LG
Always very happy with the professionalism, advice and help of the team at Gail Reid.
July ’23 – HG
Communication was very good throughout the whole process from everyone.
July '23 – IO
As a first-time buyer, the process can be extremely overwhelming. Everyone involved was patient with me and kept me informed throughout the process. I couldn’t have asked for a better company to go on this journey with me. I am sincerely grateful and would 1000% recommend Gail Reid.
July '23 – HN
Laura gave us all the time in the world, and was very informative with all information and was really helpful with any questions and queries, and very efficient at replying to any communications. Very kind and outgoing as well which made the process less stressful. Very trustworthy!
July ’23 – SK
I was most impressed with the prompt response from the team. I was kept up to date all the way through. My personal circumstances changed during the process and they were patient and supportive through the changes I had to make
June ’23 – CM
Laura was FANTASTIC. From start to finish explained the process and helped me through it all. Any questions were answered almost instantly and Laura a big part of the reason that I got my mortgage all pushed through quickly. I have several friends planning to buy this year and they will all be pointed in Laura’s direction. Thanks again Laura 🙂
June ’23 – AL
Laura and the team were very supportive. They also made sure everything was explained before I made any decisions. Awesome team!
June ’23 – AB
Laura took a lot of time with us to help guide us through the re-mortgage process and her help proved invaluable in securing the best possible mortgage. We appreciated that the mortgage market was very unstable at the point Laura was dealing with us and this made her assistance all the more vital to us.
June ’23 - GR
Michael and the team at Gail Reid were amazing at sorting everything out including insurance etc.. service and communication were great , thanks for your support!!