Home Buying Schemes to get you moving
With a typical deposit requirement of 5% the Scottish Government Schemes are a great way to help you get onto the property ladder.
Our expert advisers can discuss which scheme is right for you and assist you through the whole process.
The Open Market Shared Equity Scheme is paused for new applications.
Low Cost Initiative for First Time Buyers is a Scottish Government shared equity scheme. It will assist you in being able to buy a home in Scotland without having to fund its entire cost. You’ll pay for the biggest share which is usually between 60% and 90% of the home’s cost and the Scottish Government will hold the remaining share under a shared equity agreement which it will enter into with you.

The Scottish Government First Homes Fund is back – are you ready?
The First Homes Fund will be open for applications before the end of June 2026, when full guidance and support will also be available.
The scheme will provide first-time buyers with an equity contribution of up to £10,000 to buy a home with a value of up to £300,000. Let us help you get prepared!
What is the First Homes Fund?
The Scottish Government contributes up to £10,000 towards your deposit
Available on properties valued up to £300,00
Open to anyone who has never previously owned a property across Scotland
Applies to both new build and existing properties
Applications are expected to open by the end of June. That’s not long. Whether you’re just starting to think about buying or you’re ready to move, a conversation now could put you in pole position.
Closed for applications.

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